Network expansion & geographic entry
Prioritize markets, validate corridors and build the banking, compliance and partner relationships needed to enter with momentum across the U.S., Canada, the Caribbean, Latin America, Africa and Asia.
Global payments solutions and advisory
Three decades moving money across borders. Still building.
Triple9 Global helps banks, remittance companies, fintechs and payments leaders enter new markets, sharpen pricing, launch products and build the rails behind cross-border growth.
Where we create leverage
- 01Market expansion
Corridor priorities, partner strategy and launch execution.
- 02Pricing intelligence
FXTrax™ reveals market pricing, fees and competitor moves.
- 03Card & wallet programs
Debit, prepaid and wallet strategy from design through launch.
- 04Stablecoin rails
Settlement and wallet strategy grounded in real-world operations.
Global reach
U.S., Canada, Caribbean, Latin America, Europe, Africa and Asia.
Built for movementStrategy thattravels
MarketsEntry &expansion
EconomicsPricing, margin& FXTrax™
ProductsWallets &cards
RailsStablecoinsettlement
Where we create leverage
From market thesis to operating reality.
We work with banks, fintechs, remittance companies and payments businesses at the points where they can win or stall: choosing corridors, shaping the offer, navigating licensing coverage, connecting to partners and improving the economics.
Pricing optimization
Turn market intelligence into corridor-level pricing that balances growth, competitiveness and sustainable margin. FXTrax™ extends this work with a SaaS solution for ongoing fee, FX and competitor benchmarking.
Remittance strategy & tactics
Define the right digital corridors, reach migrant communities and translate a market strategy into a focused launch plan.
Market entry & licensing pathways
Identify aggregator and cross-border solution partners that can provide practical coverage for early-stage entrants.
Debit card & wallet programs
Design and integrate card, wallet and remittance propositions — for banks, established platforms and new fintech launches.
Stablecoin settlement & wallet strategy
Enable faster, lower-friction settlement across currencies while reducing funding needs and operating costs, then shape the product thesis, partner landscape and launch strategy for USD stablecoin wallet solutions.
Selected impact
Experience across the payment stack.
Our perspective comes from working with banks, digital challengers, established remittance operators, wallet leaders and early-stage fintechs — always grounded in the commercial details that make a strategy executable.
Built an entry blueprint for a European remittance company
Prioritized corridors and aligned the banking, compliance and initial partners required for a US solution stack.
Opened relationships across the Philippines, Vietnam and India
Helped a mid-size US remittance company connect with leading players in three high-priority markets.
Designed stablecoin pathways for consumer and corporate payments
Defined USD wallet and large-value settlement approaches that reduce cost, time and friction.
Moved proven remittance models into the next channel
Helped a traditional operator enter digital with a pricing approach designed to win a new customer segment.
Developed and launched a debit card program for an established US remittance leader
Built an integrated card offering that expanded the company’s product ecosystem and strengthened its relationship with remittance customers.
Connected a digital payments player to major wallets across Latin America and Asia
Enabled the payments infrastructure and partner connectivity required to reach leading wallet ecosystems across both regions.
Selected clients
Experience trusted across payments.
A representative selection of banks, fintechs, remittance providers and financial-services innovators we have supported.
- UniTeller
- ViaAmericas
- Wells Fargo
- Movantis
- Visa
- Comun
- MoniepointUnited Kingdom
- Zapp
- BanreservasDominican Republic
- Barri
- Verde Money
- Cashbox
- Palla
- PandaRemit
- BancolombiaColombia
- BanorteMexico
- PaqWalletGuatemala
- ElektraMexico
- Banco AztecaMexico
- Telegiro
- Line GroupSingapore
- PayTech
- PCMI
- Welcome TechnologiesWelcome Tech · Los Angeles
How we work
Clear decisions. Real connections.
Triple9 Global combines strategic framing with operator-level execution. The result is a focused path from market possibility to the partners, pricing and rails needed to move.
Prioritize the opportunity
Size the real market, compare corridors and make the tradeoffs visible before resources are committed.
Build the route
Translate the thesis into product, pricing, compliance and partner requirements specific to the market.
Activate the network
Engage the right banks, aggregators, processors and local operators to accelerate practical progress.
Triple9 Global’s SaaS intelligence platform
Beyond advisory: always-on competitive intelligence.
Triple9 Global offers FXTrax™ as a powerful, subscription-based competitive intelligence SaaS platform for banks, remittance companies and payment aggregators competing in the U.S. outbound market—bringing the market expertise behind our advisory work into every pricing decision.
- Multiple daily market updates: Track competitor FX rates, remittance fees and meaningful pricing movements throughout the day.
- Corridor-specific intelligence: Compare U.S. outbound markets across Latin America, the Caribbean, Asia and Africa.
- Competitive context in one view: Bring together curated industry news, rate changes, fee data and competitor positioning.
- Reliable pricing transparency: Replace fragmented observations with frequent, decision-ready intelligence your team can trust.
- Pricing and margin optimization: Maintain a strong market position, protect margins and maximize profitability with data-driven insights.
Turn intelligence into advantage
Join the smartest players in remittances.
Keep pricing aligned from enterprise strategy to corridor-level tactics. FXTrax™ brings together dynamic, comprehensive pricing intelligence and visualization so your team can act faster, protect margins and compete with confidence.
Act fasterProtect marginsCompete with confidence
A fintech operator, inventor and advisor with three decades shaping cross-border finance.
Daniel’s career spans consumer, corporate, international and correspondent banking. He held leadership roles at Wells Fargo, Citibank, JPMorgan Chase and Bank of America, spearheading work in global payments, treasury management, product development and sales.
At Wells Fargo, he founded and scaled Global Remittance Services and introduced ExpressSend. Today, he advises banks and fintechs across the U.S., Canada, the Caribbean, Latin America, Africa and Asia on remittances, cards, digital payments, consumer banking and next-generation financial infrastructure.
Credentials & perspective
- Computer Science, DePaul UniversityChicago, Illinois
- MBA, Nova Southeastern UniversityFort Lauderdale, Florida
- Certified Treasury Professional (CTP)Association for Financial Professionals (AFP)
- Multiple U.S. financial-services patents
- Former faculty member, CBA Graduate School of Retail Banking
30+Years across banking and payments
15Years leading Wells Fargo ExpressSend
65+Countries visited
4Global banks in his leadership journey
5Years advising
The advisory chapter
Decades of insight, activated for today’s payments leaders.
Over the past five years, since transitioning from banking to consulting, Daniel has put his experience, market knowledge, trusted network and industry reputation to work for banks, fintechs and founders—helping them solve critical challenges at the intersection of payments across the world’s key markets.
Start with the next move
Where can your cross-border business go next?
Bring us the corridor, market or product decision in front of you. We’ll help turn it into a route you can execute.
Request an Advisory Discovery Call- Company
- Triple 9 Global LLC
- Address
- 8950 SW 73rd Court, 22nd Floor
Miami, Florida 33156 - Team locations
- Miami · San Francisco · Tokyo · Manila · Bogotá · Guatemala City · Amsterdam · Porto